Adjusters have a legal obligation to act in good faith when considering your insurance claim. An insurance company acts in bad faith if it denies a claim that should have been paid when it knew (or should have known) the claim was valid. Here is a description of some of the bad faith claims we have handled.
Your carrier may be acting in bad faith if it:
- refuses or fails to act reasonably and quickly regarding claims
- misrepresents important facts in the policy provisions
- refuses to take action on your claim within a reasonable time after it has the necessary information
- fails to pay a claim without conducting a reasonable investigation
- alters insurance documents without your knowledge or consent
- does not make reasonable efforts to protect your interests when liability has become reasonably clear
- fails to provide a reasonable explanation of the reasons for denying a claim
- advises its insured not to hire an attorney
In some situations, you may be able to recover attorney fees and punitive damages. Contact us today for your no fee initial telephone consultation.