Bad Faith Insurance Claims
Your insurance company has a legal obligation to you to act in
good faith when processing your claim. This means the insurance
company must consider your best interest, rather than its own.
More often, however, we see the insurance company acting to protect
its own profits.
When an insurance company does not honor its commitments to its
policyholders, it acts in bad faith. An insurance company may
be acting in bad faith if it:
- refuses or fails to act reasonably and quickly regarding claims
- misrepresents important facts in the insurance policy provisions
- refuses to take action on your claim within a reasonable time
after it has the necessary information
- fails to pay a claim without conducting a reasonable investigation
- alters insurance documents without your knowledge or consent
- does not make reasonable efforts to protect your
interests when liability has become reasonably clear
- fails to provide a reasonable explanation of the reasons
for denying a claim
- advises its insured not to hire an attorney
An insurance company may demand exhaustive and unreasonable amount of documentation,
may claim to have lost or never received documents or information,
declare that information was not provided in a timely manner
or provide any number of other excuses to deny or delay legitimate
claims. Such actions can amount to bad faith and allows you to recover attorney
fees and punitive damages.
If you are experiencing any of these issues with an insurance company,
you need assistance in protecting your rights. Nierman Law, P.L.C. can
assist you in standing up to the insurance company to help you receive
the benefits you are entitled to. Insurance companies have lawyers, adjusters
and many others trying to protect their interests. You need a qualified
and experienced insurance law attorney who can help protect your rights.
Please visit our Client Successes page to read about our firm’s
experience with bad faith insurance cases.
Contact us today for
your free initial telephone consultation. |
