Your insurance should help you rebuild and recover your life.
We're here when that doesn't happen.
What can you do when your insurance doesn't work?
Insurance companies charge premiums every month, promising you’ll be safe in case something goes wrong. When something does happen, they don’t always hold up their end of the bargain. Having a claim unfairly denied or minimized can threaten your family’s financial security and certainly feels like betrayal.
Whether it's health, home, auto, or life insurance, it often feels like a "David vs Goliath" struggle when your insurance company denies a claim. With an army of claim adjusters, private investigators, and lawyers, it doesn't feel like a fair fight. The policies themselves are so complex that representing yourself is almost impossible, even for the most informed consumers. Additionally, complex legal concepts such as waiver, insurable interest, breach of warranty, reasonable expectations, and insurable interest, can fundamentally alter what your policy provides..
Sometimes prevailing on an insurance claim requires immediate action. While the statute of limitations for written contracts can be as long as ten years, many states, like Iowa, allow insurance companies to have a much shorter time in the fine print of policies. Some state laws provide additional rights to policyholders, but have extremely tight deadlines that must be met. Claims can also be voided if certain paperwork is not completed within a month or two after the loss.
Who can you trust to deal with your insurance claim?
With +20 years of experience dealing with insurance claims, attorney L. Craig Nierman is well equipped to file and advocate for your claim. While this might be your first time dealing with a challenging insurance situation, Mr. Nierman has filed thousands of claims for his clients. His experience includes working at one of the nation’s largest insurance companies, training attorneys on best practices/techniques, and teaching Insurance Law at the University of Iowa. Even other attorneys retain him to strengthen their insurance cases as an expert witness, testifying in numerous state and federal courts. This experience gives you a significant advantage as we fight for you.
While our firm has a dynamic team of 12 attorneys, paralegals, and other support staff, Mr. Nierman remains directly involved in every case he accepts. With experience with claims involving personal injuries, life insurance, health insurance, homeowners insurance, workers compensation, disability, and wrongful death, we look forward to learning how we can help you move forward. Contact L. Craig Nierman today for a no fee consultation.