Personal Injury Insurance Claims
Injuries cause pain and suffering that cannot be ignored.
Traumatic injuries are devastating. In a matter of seconds your whole world is turned upside down. Pain, strained relationships, medical appointments, insurance forms, car repairs, lost income, and calls from your insurance company giving you less than what you’re entitled to contribute to a nightmare. You did not ask for this.
If you’ve been injured because someone else's carelessness, you might be entitled to considerable financial compensation for pain and losses. We can help you determine the full scope of damages and assist you in recovering those financial benefits entitled to you. We walk you through the complex set of decisions, claim forms, insurance coverages, etc., to help you focus on your life and recovery.
Cars Crashes
Personal injury cases often involve cars and reckless driving:
Automobile crashes: the leading cause of wrongful injury and death claims, car crashes leave victims with lasting issues. Despite significant advances in auto safety, crashes often result in debilitating injuries.
Pedestrian & bicycle collisions: Pedestrian crashes are particularly difficult because the injured party has no protection from the force of impact. Head injuries, including concussions and other traumatic brain injuries, are particularly likely and require careful attention.
Motorcycle Crashes: Because of the higher speeds and low degree of protection, motorcycle crashes present significant dangers to riders. The risk of permanent injuries is substantially increased.
In the United States, texting while driving causes 10,000 injuries daily, while drunk driving kills 28 people every 24 hours. In these situations, punitive damages may be awarded due to the nature of the crash. Bars and restaurants can be liable for additional damages if the person causing a crash got drunk at a bar or restaurant.
In the event the person causing an accident or crash does not have enough insurance coverage, uninsured/underinsured motorist benefits may be available.
Workplace Injury
Commonly referred to as "workers compensation", benefits are available when someone is injured in the course of their employment. You may be entitled to temporary income benefits while you are off work, reimbursement for medical bills, permanent disability benefits, and more.
If the injury was caused by someone other than another employee (such as when you are driving as part of your job and are injured in a car wreck), the injured person may be able to recover both workers compensation and insurance benefits from the other employee.
If your employer was grossly negligent, you may be eligible for “pain and suffering” and other benefits.
If your employer or its insurance company does not pay in a timely manner, you may be eligible for penalty benefits and/or bad faith damages.
Other Injury Claims
Dog bites often cause permanent injuries. If the attacking dog had a history of violent behavior, punitive damages may be available.
Hotels and common carriers (airlines, taxis, and buses) have a legal duty to keep their guests safe, and it is important to seek legal advice if you are injured.
Defective products cause thousands of injuries every year. If you have been injured because of a faulty piece of equipment, call us to see if you are entitled to compensation.
Land owners have a responsibility to keep their property free of hidden hazards or warn visitors. If you have fallen because of dangerous conditions (often called “slip and fall” claims), we may be able to help you recover from your injuries.
Nursing home abuse and neglect are particularly tragic because it affects those who are the most vulnerable. Standing up for the rights of those who cannot advocate for themselves is one of the most effective ways of preventing these abuses.
Covered Injuries
Personal injuries may include brain injuries, concussions, broken bones, spinal cord trauma, burns, joint pain (neck, back, shoulder, hip, knee, etc) and emotional trauma. Any permanent disability, disfigurement, and scarring can result in additional claims. Grieving family members are sometimes able to file for wrongful death to compensate for the loss of their loved one.
Financial Compensation
Your injuries may entitle you to financial compensation for:
· Medical Expenses
· Future Medical Treatment
· Permanent Disability or Scarring
· Lost Wages
· Pain and Suffering
· Additional Compensation to Spouse, Children and/or Parents
Punitive Damages may be available when the at fault party was drunk, texting while driving, or acting intentionally.
Getting Help
What should you do if you have questions about your claim?
Acting promptly to preserve your rights is extremely important. Insurance companies work hard to prevent people from hiring their own attorney because they want to be the only one with lawyers on their side.
There is no risk to discuss your case; the initial telephone conference with Mr. Nierman is free, so contact us today. Many cases are taken on a contingent basis, meaning that there are no attorney fees unless you collect on your claim
Who can you trust to deal with your injury?
With +20 years of experience dealing with claims and injuries, insurance attorney L. Craig Nierman is well equipped to guide you through insurance and injury related issues.
While this might be your first time dealing with such a life changing moment, Mr. Nierman has helped over 2,000 families and individuals facing similar yet challenging situations.
His experience includes working at one of the nation’s largest insurance companies, training attorneys on best practices/techniques, and teaching Insurance Law at the University of Iowa. Even other attorneys retain him to strengthen their insurance cases as an expert witness, testifying in numerous state and federal courts. This experience gives you a significant advantage as we fight for you.
While our firm has a dynamic team of 12 attorneys, paralegals, and other support staff, Mr. Nierman remains directly involved in every case he accepts. We look forward to learning how we can help you or a loved one move forward. Contact L. Craig Nierman today for a no fee consultation.